Company pension and contingency plans

A team recognised in the market for its expertise in providing support for company directors and insurance professionals

Introduction, modification or removal of:

  • supplementary pension schemes (with defined contributions or benefits)
  • or supplementary contingency schemes (“incapacity – invalidity – death – dependence” plans or health expenditure reimbursement plans)
    Project examples: drafting of collective agreements, agreements ratified by referendum, documents setting out the employer’s unilateral decision

Implementation of collective insurance operations (insurance companies, contingency and health-insurance companies) and an assessment of their validity (insurance codes, Social Security codes, mutual insurance codes, the “Evin Law”, etc.)
Project examples: validation of a new insurance proposal, assistance with the supervisory authority to validate approval of the body, etc.

Tax and social contributions applying to the subscriptions and benefits of these schemes (analysis of the tax base, handling of the URSAFF audit and reassessment)
Project example: validation of a category scheme as regards exemptions from social security contributions

Support for sector professionals:

  • insurance bodies (insurance companies, contingency and health insurance companies)
    Project examples: creation of joint contingency groups, mutual insurance groups, health insurance companies, drafting of articles and rules, monitoring of mergers of organisations, joint ventures, envisaged partnerships
  • collective personal insurance brokers
  • independent actuarial firms
  • remuneration consulting firms
    Project example: daily monitoring by commercial and legal teams

Legal monitoring through the dissemination of a unique monthly newsletter

  • Intervention at professional branch level to implement health and contingency agreements (drawing up of tenders, signing of agreements and drafting of technical protocols)